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Specializing in Health Insurance Planning, 
Life Insurance & 
Disability Income Insurance

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Medicare Insurance
for Seniors


We help you decide which Medicare plan best fits your needs and budget by showing you how each part of Medicare works, which plans might be the most cost-effective for your individual situation.

Health Insurance
for Individuals


For those under age 65 who need their own health insurance plan, trying to figuring out the Obamacare minefield is scary at best. We'll help you by determining everything that you might be eligible for, and show plans that best fit your needs. 

Supplemental Coverage to Fill in the Gaps

Added coverage such has helping to pay for hospitalization copays and lump sum payments for cancer diagnoses.

Life Insurance


For individual needing term life coverage or to help pay for final expenses.



Capstone Insurance Services will take care of your life and health insurance needs. From life and medical to senior health insurance and medicare supplements, we can help you get the right coverage for you. We've been locally owned and operated in Muskegon since 2002




1050 W Western Ave  Suite 311

Muskegon MI, 49441

Tel:  231.744.4324

Greg Borgeson


Greg has been active in the insurance business since 1990 when he was hired as a computer programmer for an insurance company in Grand Rapids.  His focus changed however, to insurance sales.  In 2002, Greg went out on his own and founded Capstone Insurance Services.  He has since become a leading expert Medicare Insurance coverage.

Cindy Groom


Cindy worked for 20+ years in marketing and then sales and education of products and devices to physicians in the Pharmaceutical Industry specializing in Diabetes, Cardiovascular and Ophthalmology.   She worked with Bausch & Lomb, Bristol Myers Squibb and Novo Nordisk.  This experience created a smooth transition in 2005 to the Health Insurance Industry.  She worked with Blue Cross Blue Shield of Michigan until 2019 with Medicare Group, Individual Medicare Advantage, and Medicare Supplement Plans.  In 2020 Cindy joined Capstone Insurance Services specializing in the Medicare market in the Muskegon and surrounding area.  She has lived in this area for the last 21.

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For any questions or inquiries, please complete the following:

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all of your options.

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